Choosing Your Next Home as an Empty Nester

Posted on Jun 25, 2024

Many empty nesters start thinking about downsizing to a more manageable home that fits their current lifestyle. Here are some key things to consider.

Finding Your Perfect Spot

Consider the surrounding area and its convenience to healthcare facilities, cafes, and activities that interest you. Whether it’s a peaceful suburb or an energetic downtown, fi...

Should You Keep Your First Home as a Rental Property?

Posted on Jun 25, 2024

While selling is a common choice, others choose to turn their first home into a rental property. For those contemplating rental income, here’s a look at the pros and cons:

Pros of Keeping Your First Home as a Rental Property

Real Estate Investing Opportunity: Owning a home presents a chance to enter the real estate market as an investor, leveraging p...

Negotiation Tips for Home Buyers

Posted on Jun 23, 2024

Navigating the real estate market as a first-time homebuyer can be overwhelming, but with the right strategies, you can secure the best deal possible. These negotiation tips will empower you to confidently approach the home-buying process and make informed decisions in today's competitive market.

Get Pre-Approved for a Mortgage

Start your home-buying...

Financial Planning Tips for First-Time Homebuyers

Posted on Jun 23, 2024

It’s important to explore all your options when looking to buy your first home. Here are some financial planning tips to consider before making your first move:

RRSP Tactics

Home Buyers’ Plan (HBP): Borrow up to $35,000 from your Registered Retirement Savings Plan (RRSP) for a down payment without tax penalties. Couples can combine withdrawals for a...

Bank of Canada cuts key interest rate to 4.75%

Posted on Jun 05, 2024

The Bank of Canada has cut its overnight rate by 25 basis points, a move not seen since the beginning of the pandemic.

This announcement brings the policy rate down to 4.75 per cent, marking a notable dip from the steady 5 per cent it held since July last year.

Back in March 2022, the bank began raising its key interest rate after larger-than-expecte...